Kerr County Property Tax Guide – Trends, Appeals & How to Lower Your Bill
📍 Kerr County, TX | Updated: March 2025
Overview of Kerr County Property Taxes
Kerr County, nestled in the scenic Texas Hill Country, is a popular destination for retirees, second-home buyers, and short-term rental (STR) investors. With its charming small towns, access to the Guadalupe River, and proximity to San Antonio, demand for real estate has grown — and so have property tax assessments.
Areas like Kerrville, Ingram, Hunt, and Center Point have seen sharp increases in appraised values, especially on non-homesteaded properties, vacation homes, and undeveloped land. Many assessments are driven by speculative pricing that doesn’t reflect the actual market — or the condition — of the property.
📌 Why It Matters: Whether you own a home, STR, or rural acreage in Kerr County, there’s a good chance your property is over-assessed. Protesting can help lower your tax bill and protect your investment.
📞 Need help filing a protest? Get a Free Consultation
📊 Kerr County Quick Facts
✔ 📍 Location: Texas Hill Country, northwest of San Antonio
✔ 🏆 Size Rank: 86th largest county in Texas (1,107 sq mi)
✔ 👥 Population Rank: ~70th (~54,000 residents)
✔ 🌆 Largest Cities: Kerrville, Ingram, Center Point, Hunt
✔ 🏡 Median Home Price: ~$375,000
✔ 💰 Median Property Tax Bill: ~$6,400 per year
✔ 🏛️ Major Economic Drivers: Tourism, STRs, healthcare, retirement, ranching
✔ 🌄 Attractions: Guadalupe River, River Trail, YO Ranch, Schreiner University
✔ 🚗 Highways: SH-16, SH-27, I-10
📊 Kerr County Property Tax Trends
📈 Property Tax Rates & Assessments
Avg. Tax Rate: ~2.00% of assessed value
Avg. Home Value: 💲**$375,000** (up 8.7% from last year)
Median Property Tax Bill: 💲**$6,400**
🏡 Home Value Increases (Past 5 Years)
📅 Year 🏠 Avg. Home Value 📈 % Change
2021 💲**$310,000** 🔺 +6.4%
2022 💲**$335,000** 🔺 +8.1%
2023 💲**$355,000** 🔺 +6.0%
2024 💲**$375,000** 🔺 +5.6%
2025 💲**$408,000** (est.) 🔺 +8.7%
📌 Tip: Many appraisals increase year-over-year even when actual sale prices do not—protest if your increase feels inflated.
📌 Tip: In Kerr County, properties near the river, retirement communities, and STR zones have risen quickly — but many are over-assessed based on speculative pricing, not actual market data..
✅ What This Means: Homeowners are facing higher tax bills due to increasing property values. If your home’s appraised value is rising faster than similar properties in your area, you might be overpaying.
🔎 Not sure if your property is over-assessed? Check Your Kerr County Property Value
Who Pays the Highest Property Taxes in Kerr County?
Homes in and around Kerrville, Guadalupe River neighborhoods, and popular STR areas like Hunt and Ingram are seeing the highest tax increases due to increased demand, limited inventory, and tourist appeal.
💰 Highest Property Tax Rates by City
🏙️ City 📊 Est. Tax Rate 🏡 Avg. Home Price
Kerrville 2.01% 💲**$385,000**
Hunt 1.99% 💲**$475,000**
Ingram 2.00% 💲**$340,000**
Center Point 1.98% 💲**$325,000**
Rural Kerr Co. 1.95% 💲**$310,000**
📌 Tip: Riverfront homes and STR properties are frequently assessed based on income potential or luxury comps. A protest can help reset inflated valuations.
How to Protest Your Property Tax Assessment in Kerr County
If you believe your property is overvalued, you have the right to appeal your assessment with Kerr Central Appraisal District (KCAD).
📅 Key Deadlines for 2025
🛑 Notice of Appraised Value Sent: Early April 2025
🛑 Property Tax Protest Deadline: May 15, 2025
Step-by-Step Guide to Filing a Protest
1️⃣ Review Your KCAD Assessment
Visit kerrcad.org to check your property’s appraised value.
2️⃣ Gather Supporting Evidence
Recent sales data from similar properties.
Photos of property damage or defects affecting value.
Neighboring properties’ tax assessments (to compare values).
3️⃣ File a Protest with KCAD
✅ Online: Submit your appeal at kerrcad.org
✅ By Mail: Send a written protest to KCAD before the May 15th deadline:
700 Main Street, Suite 124
Kerrville, TX 78028
✅ In-Person: Visit KCAD’s office in Kerrville to file directly.
4️⃣ Attend Your Informal Hearing
KCAD may offer a settlement to reduce your valuation.
5️⃣ Formal Hearing
If no agreement is reached, you can present your case to the Appraisal Review Board (ARB).
🔹 Need expert help? Start Your Free Property Tax Review
💰 Save Money on Your Kerr County Property Taxes
Don’t wait—appealing your property tax assessment could save you thousands per year. If you’re unsure where to start, Texas Tax Appeal can handle the entire process for you.
📧 Email: info@texastaxappeal.com
🌐 Start Your Free Consultation
🔹 Protest Deadline: May 15, 2025
📌 Don't Overpay! Check if You Qualify for a Lower Tax Bill.
🛠 Resources for Kerr County Property Owners
📌 Kerr Central Appraisal District (KCAD)- Chief Appraiser, Sharon Constantinides, RPA, CCA
📌 Kerr County Taxpayer Liaison Officer- 830-895-5223
📌 Kerr County Tax Assessor- Bob Reeves
🏞️Unique Property Tax Situation in Kerr County
Kerr County’s mix of retirement homes, riverfront STRs, and rural ranch land makes it highly prone to valuation errors and over-assessments.
✔ STR and second-home owners are hit hardest — no 10% cap and values often inflated based on income assumptions
✔ Land near tourist zones or rivers can be appraised like luxury homes, even if undeveloped or modest
✔ Older homes and mobile homes are often unfairly compared to new builds or custom riverfront estates
✔ Rural land near development is frequently reappraised at full speculative value
📌 What This Means: Whether your property is residential, rental, or commercial, there’s a good chance it’s over-appraised. Filing a protest can help correct the value and reduce your tax burden.
📞 Get a Free Property Tax Review Today! 🚀
This guide provides an overview of Kerr County’s property tax system, recent market trends, and how to appeal your assessment for potential tax savings.
🔹 Kerr Central Appraisal District (KCAD)- oversees property valuations.
🔹 Kerr County Tax Assessor-Collector- collects property taxes based off of Kerr CAD’s valuations
🔹 Property Taxpayers' Bill of Rights
🔹 The deadline to appeal your 2025 property tax assessment is May 15.
📞 Need help filing a protest? Get a Free Consultation or Sign Up to Protest Now