Montgomery County Property Tax Guide – Trends, Appeals & How to Lower Your Bill
📍 Montgomery County, TX | Updated: March 2025
Overview of Montgomery County Property Taxes
Montgomery County, part of the Houston metro area, is one of the fastest-growing and highest-value real estate markets in Texas. Home to The Woodlands, Conroe, and Lake Conroe, the county is known for luxury properties, master-planned communities, and a strong vacation rental market.
With high-end neighborhoods, rapid suburban expansion, and increasing STR activity near Lake Conroe, property values have surged, leading to higher tax assessments—especially for second homes, STRs, and non-homesteaded investment properties.
📌 Why It Matters: The combination of rising property values, increased STR activity, and high-end residential growth means many Montgomery County property owners—especially investors and luxury homeowners—are overpaying. Filing a tax protest could lead to significant tax savings.
📞 Need help filing a protest? Get a Free Consultation
📊 Montgomery County Quick Facts
✔ 📍 Location: Southeast Texas, part of the Houston metro area
✔ 🏆 Size Rank: 24th largest county in Texas by land area (1,077 square miles)
✔ 👥 Population Rank: 11th most populous county in Texas (~700,000 residents)
✔ 🌆 Largest Cities: The Woodlands, Conroe, Montgomery, Magnolia
✔ 🏙️ Metro Area Rank: Part of the Greater Houston Metro Area
✔ 📈 Growth: One of the fastest-growing suburban counties in Texas
✔ 🏡 Median Home Price: ~$450,000 (rising due to demand)
✔ 💰 Median Property Tax Bill: ~$9,000 per year
✔ 🏛️ Major Economic Drivers: Real estate, energy, healthcare, and tourism
✔ 🌊 Major Attractions: Lake Conroe, The Woodlands Waterway, Margaritaville Resort, Cynthia Woods Mitchell Pavilion
✔ 🚗 Major Highways: I-45, SH-105, FM-1488, SH-242
📊 Montgomery County Property Tax Trends
📈 Property Tax Rates & Assessments
Average Property Tax Rate: 2.22% of assessed value (varies by jurisdiction).
Average Home Value: ~$450,000 (up 8.7% from last year).
Median Property Tax Bill: ~$9,000 per year.
🏡 Home Value Increases (Past 5 Years)
📅 Year 🏠 Avg. Home Value 📈 % Change
2021 💲**$375,000** 🔺 +6.2%
2022 💲**$400,000** 🔺 +6.7%
2023 💲**$425,000** 🔺 +5.9%
2024 💲**$450,000** 🔺 +8.7%
2025 💲**$490,000** (est.) 🔺 +9.0%
📌 Tip: As home values increase, property tax assessments rise too! If your home’s value jumped more than similar properties in your area, you may be overpaying on property taxes.
✅ What This Means: Homeowners are facing higher tax bills due to increasing property values. If your home’s appraised value is rising faster than similar properties in your area, you might be overpaying.
🔎 Not sure if your property is over-assessed? Check Your Montgomery County Property Value
Who Pays the Highest Property Taxes in Montgomery County?
Certain areas of Montgomery County, particularly high-end lakefront homes, golf course communities, and new developments, pay higher tax rates due to school districts, city taxes, and special assessments.
💰 Highest Property Tax Rates by City
🏙️ City 📊 Est. Tax Rate 🏡 Avg. Home Price
The Woodlands 2.20% 💲**$650,000**
Conroe 2.24% 💲**$450,000**
Montgomery 2.18% 💲**$500,000**
Magnolia 2.22% 💲**$425,000**
Lake Conroe Area 2.15% 💲**$700,000**
📌 Tip: If your home is in a high-tax area, filing a tax protest can significantly lower your bill!
How to Protest Your Property Tax Assessment in Montgomery County
If you believe your property is overvalued, you have the right to appeal your assessment with Montgomery Central Appraisal District (MCAD).
📅 Key Deadlines for 2025
🛑 Notice of Appraised Value Sent: Early April 2025
🛑 Property Tax Protest Deadline: May 15, 2025
Step-by-Step Guide to Filing a Protest
1️⃣ Review Your MCAD Assessment
Visit MCAD.org to check your property’s appraised value.
2️⃣ Gather Supporting Evidence
Recent sales data from similar properties.
Photos of property damage or defects affecting value.
Neighboring properties’ tax assessments (to compare values).
3️⃣ File a Protest with MCAD
✅ Online: Submit your appeal at MCAD.org
✅ By Mail: Send a written protest to MCAD before the May 15th deadline:
P.O. Box 2233
Conroe, Texas 77305
✅ In-Person: Visit MCAD’s office in Conroe to file directly.
4️⃣ Attend Your Informal Hearing
MCAD may offer a settlement to reduce your valuation.
5️⃣ Formal Hearing
If no agreement is reached, you can present your case to the Appraisal Review Board (ARB).
🔹 Need expert help? Start Your Free Property Tax Review
💰 Save Money on Your Montgomery County Property Taxes
Don’t wait—appealing your property tax assessment could save you thousands per year. If you’re unsure where to start, Texas Tax Appeal can handle the entire process for you.
📧 Email: info@texastaxappeal.com
🌐 Start Your Free Consultation
🔹 Protest Deadline: May 15, 2025
📌 Don't Overpay! Check if You Qualify for a Lower Tax Bill.
🛠 Resources for Montgomery County Property Owners
📌 Montgomery Central Appraisal District (MCAD)- Chief Appraiser, Sherry Hunter
📌 Montgomery County Tax Assessor’s Office - Tammy McRae
📌 Montgomery County Taxpayer Liaison Officer- Ric Metts
🏡 Unique Property Tax Situation in Montgomery County
Montgomery County’s lakefront properties, resort-style STR market, and booming suburban expansion have driven property tax assessments higher.
✔ Lake Conroe Short-Term Rentals (STRs): Investors in Airbnb, VRBO, and vacation rentals near Lake Conroe and Margaritaville Resort are seeing sharp tax increases.
✔ Luxury Homes & Golf Course Communities: High-end neighborhoods in The Woodlands, Bentwater, and Woodforest have experienced huge appreciation, resulting in higher appraisals.
✔ Rapid Growth in Conroe & Magnolia: New construction and master-planned communities are pushing tax assessments higher.
📌 What This Means: If you own an STR, second home, or investment property in Montgomery County, you may be overpaying on property taxes. Filing a protest could help lower your costs.
📞 Get a Free Property Tax Review Today! 🚀
This guide provides an overview of Montgomery County’s property tax system, recent market trends, and how to appeal your assessment for potential tax savings.
🔹 Montgomery Central Appraisal District (MCAD) oversees property valuations.
🔹 Montgomery County Tax Assessor-Collector- collects property taxes
🔹 Property Taxpayers' Bill of Rights
🔹 The deadline to appeal your 2025 property tax assessment is May 15.
📞 Need help filing a protest? Get a Free Consultation or Sign Up to Protest Now